Being More Organized in the New Year

Here are 3 of my favorite organizing tips for the New Year:

1.  The Christmas Fund:  Set up a separate savings account attached to your checking account at your bank. (I have three savings accounts: general, car insurance paid quarterly, and Christmas).  Each month at pay day, transfer an allotted amount.  By the end of the year, you'll have the money for Christmas and won't have to scramble or charge.

2.  Tax Folder:  Keep a folder labeled "Tax Documents" in your desk drawer.  As statements come in, put them in that folder.  Also, keep any medical bills, copay receipts, prescription receipts, etc as they are all deductible!


3.  Daily Triage:

Set up a wall-mounted file holder with the posted categories.  Sort your papers daily and recycle all that doesn't fit into the categories.  Counters are made to be kept clean.  Ikea sells a metal and white version for $9.99.